Related Practices

Steptoe’s Insurance & Reinsurance lawyers monitor trends and developments in insurance law.  The firm’s Insurance Coverage Advisories examine key cases in the insurance field, providing insight on significant court decisions and their implications for the industry.

Sample key areas of analysis include:

  • Environmental coverage
  • Directors and officers liability
  • Business interruption
  • Construction defect
  • First party property
  • Duty to defend
  • Pollution exclusion
  • Allocation
  • Trigger of coverage
  • Notice
  • Disclaimer
  • Cooperation/Consent to settle clause
  • Other insurance clause
  • Bad faith

Access Steptoe’s Insurance Coverage Advisories below:

Tenth Circuit Finds Excess Insurers Do Not “Drop Down” Upon the Insolvency of a Primary Insurer
Insurance Law Advisory, Issue 150
December 11, 2015

Nebraska Supreme Court Finds No Coverage Based on Breach of Notice and Voluntary Payment Provisions – Prejudice Presumed and Prior Denial of Similar Claim Did Not Excuse Late Notice as to Subsequent Claim
Insurance Law Advisory, Issue 150
September 18, 2015

10th Circuit Affirms Contractual Limits to Excess Carrier’s Obligations Prior to Exhaustion of Primary Layer
Insurance Law Advisory, Issue 149
September 10, 2015

Fifth Circuit Strictly Applies Claim Requirements Under National Flood Insurance Program
Insurance Law Advisory, Issue 148
September 1, 2015

Ninth Circuit Recognizes Limitations on Use of Extrinsic Evidence in Duty to Defend Determinations
Insurance Law Advisory, Issue 147
August 27, 2015

Tenth Circuit Addresses the Duty to Defend
Insurance Law Advisory, Issue 146
August 13, 2015

Texas Court Concludes That Insurer Need Not Show Prejudice to Deny Coverage Where Policyholder Provided Late Notice Under Claims Made Policy
Insurance Law Advisory, Issue 145
August 11, 2015

Broker Ruled Safe from Claim for Injuries Suffered at Baseball Game
Insurance Law Advisory, Issue 144
July 27, 2015

Federal Court Refuses to "Revolutionize" New York Insurance Law and Rejects Insured's Argument That Routine Enforcement of Insurance Policy Consent Provisions Under New York Law Should be Abandoned
Insurance Law Advisory, Issue 143
July 21, 2015

Fourth Circuit Enforces Restrictions in Additional Insured Endorsement
Insurance Law Advisory, Issue 142
July 9, 2015

Eighth Circuit Affirms Insurer Did Not Act in Bad Faith by Declining Early Settlement Offer and Attempting to Reach Global Settlement
Insurance Law Advisory, Issue 141
June 29, 2015

California Federal Court Finds No Duty to Defend a TCPA Claim Where Policy Excludes Invasion of Privacy Claims
Insurance Law Advisory, Issue 140
June 3, 2015

Fifth Circuit Holds that “Expenses” Includes Legal Costs under Texas Law
Insurance Law Advisory, Issue 139
May 12, 2015

Courts Uphold Provisions Requiring Suit within One Year of Inception of Loss
Insurance Law Advisory, Issue 138
May 11, 2015

DC Circuit Enforces Known Risk Exclusion for Claims-Made Policy Under DC Law
Insurance Law Advisory, Issue 137
April 30, 2015

Indiana Appellate Court Upholds Known Loss Doctrine and Finds Insured’s Self-Serving Affidavit Does Not Defeat Summary Judgment
Insurance Law Advisory, Issue 136
April 17, 2015

Eighth Circuit Holds That Exclusion Bars Coverage For Suit Alleging Trademark Infringement
Insurance Law Advisory, Issue 135
April 14, 2015

Illinois Appeals Court Finds that Prior Knowledge Exclusion Bars Coverage for Malpractice Claims Arising from Drafting Error
Insurance Law Advisory, Issue 134
April 13, 2015

Eighth Circuit Holds that Intentional Injury Exclusion Relieved Insurer From Defending Insured Against Defamation Claims
Insurance Law Advisory, Issue 133
April 1, 2015

Arizona Supreme Court: No Premium Quote Needed to "Offer" UIM Coverage
Insurance Law Advisory, Issue 132
March 24, 2015

Illinois Federal Court Finds Insurer Had No Duty to Defend Trademark Infringement Claims and Policyholder's Notice Was Untimely
Insurance Law Advisory, Issue 131
March 23, 2015

Texas Court of Appeals Finds For Insurers Based on "Business Risk Exclusion" and Failure to Segregate Covered and Non-covered Damage
Insurance Law Advisory, Issue 130
March 16, 2015

Federal Court Holds Radionuclides and Bacteria in Drinking Water Are Pollutants as a Matter of Law, Falling Unambiguously Within Pollution Exclusions
Insurance Law Advisory, Issue 129
March 13, 2015

Two Supreme Court Rulings Limit Applicability of Notice-Prejudice Rule
Insurance Law Advisory, Issue 128
March 2, 2015

New Jersey Supreme Court Holds That Insurers Can Rely on Unpublished Opinions in
Forming Business Decisions And Reiterates “Fairly Debatable” Bad Faith Standard
Insurance Law Advisory, Issue 127
February 20, 2015

Oregon Federal Court Considers Pre-Tender Defense Costs and Cost-Sharing Agreements
Insurance Law Advisory, Issue 126
February 11, 2015

New Arizona Court of Appeals Decision: Insurer Only Waives Privilege If It Affirmatively Asserts It Acted in Good Faith Because It Relied on Counsel’s Advice
Insurance Law Advisory, Issue 125
February 3, 2015

Fifth Circuit Holds Liability Coverage for Claimed Violations of “Person’s Right of Privacy” Does Not Extend to Lawsuit Brought by Business
Insurance Law Advisory, Issue 124
February 2, 2015

Eighth Circuit Enforces Notice Requirement for Claims Made Policy Under Missouri Law 
Insurance Coverage Advisory, Issue 123
January 22, 2015

Wisconsin Supreme Court Issues Two Rulings Finding Manure and Septage to be "Pollutants"
Insurance Coverage Advisory, Issue 122
January 12, 2015

Fast Action by Congress Reauthorizes TRIA and Creates NARAB (Finally...)
Special Edition Insurance Coverage Advisory, Issue 121
January 9, 2015

New York Appellate Division Applies Unambiguous Policy Language To Limit Coverage Under Additional Insured Endorsement
Insurance Coverage Advisory, Issue 120
December 23, 2014

Whither TRIA?
Special Edition Insurance Coverage Advisory, Issue 119
December 18, 2014

Louisiana Federal District Court Finds that Insurer Did Not Waive Coverage Defenses
Insurance Coverage Advisory, Issue 118
December 15, 2014

Maryland District Court Finds No Duty to Defend Pursuant to Interrelated Wrongful Acts Provision
Insurance Coverage Advisory, Issue 117
November 21, 2014

Seventh Circuit Addresses Applicability of Domestic Law to Foreign Sovereign Reinsurer
Insurance Coverage Advisory, Issue 116
November 14, 2014 

Illinois District Court Grants Insurer’s Summary Judgment Motion in D&O Liability Declaratory Judgment Action
Insurance Coverage Advisory, Issue 115
November 10, 2014

Court Grants Summary Judgment for Insurer Because Policyholder Was Not “Legally Obligated” to Pay for Mold Remediation
Insurance Coverage Advisory, Issue 114
November 7, 2014

Fifth Circuit Affirms Holding Denying Coverage for Property Damage to Land Subject to a Mineral Lease Because Mineral Lessee, the Policyholder, “Owned, Rented, or Occupied” the Land
Insurance Coverage Advisory, Issue 113
October 24, 2014

Fifth Circuit Permits Excess Carrier's Bad Faith Claim Against Primary Insurer for Allegedly Increased Settlement Liability
Insurance Coverage Advisory, Issue 112
October 17, 2014

California Federal Court Finds No Duty to Defend and No Continuing Duty to Investigate
Insurance Coverage Advisory, Issue 111
October 14, 2014

New Jersey Appeals Court Addresses Duty to Defend, Certificates of Insurance
Insurance Coverage Advisory, Issue 110
October 6, 2014

Tennessee Federal District Court Finds That Policyholders Failed to Plead Bad Faith Claim Under Iqbal and Twombly
Insurance Coverage Advisory, Issue 109
September 29, 2014

Missouri Federal District Court Enforces Forum Selection Clause
Insurance Coverage Advisory, Issue 108
September 17, 2014

Southern District of New York Dismisses Co-Insurer's Contribution Claim Where Defendants' Policy Clearly Applied Only in Excess of the Settlement Amount
Insurance Coverage Advisory, Issue 107
September 10, 2014

Federal Court Applies Pollution Exclusion to Claims Under Personal Injury Coverage
Insurance Coverage Advisory, Issue 106
John Casciano, Jessica Urban
September 3, 2014

New York Court Rules That Defense Costs Are Included Within Reinsurance Certificates' Limits of Liability
Insurance Coverage Advisory, Issue 105
Jon Neumann, Paul Janaskie
August 25, 2014

Connecticut Federal District Court Finds Negligent Misrepresentation Claim Does Not Trigger Duty to Defend
Insurance Coverage Advisory, Issue 104
Molly W. Poag, John P. Swenson
August 18, 2014

Federal District Court Finds No Coverage for Underlying $7 Million Legal Malpractice Claim Where Insured Made a Material Misrepresentation in its Policy Application
Insurance Coverage Advisory, Issue 103
John O'Connor, Jill C. Maguire
August 11, 2014

Fifth Circuit Finds No Duty to Defend Lawsuit Alleging Defective Work Where Negligence Allegations were Bare
Insurance Coverage Advisory. Issue 102
Thomas M. Contois, Erica L. Gerson 
July 21, 2014

Seventh Circuit Finds Excess Insurer Did Not Violate Duty to Settle or Duty to Alert its Insureds to Conflicts of Interest
Insurance Coverage Advisory, Issue 101
Jon T. Neumann, Erin E. Bradham

Fifth Circuit Affirms That Coverage-Adding Endorsement Does Not Negate Pollution Exclusion in General Liability Policy
Insurance Coverage Advisory, Issue 100
John O'Connor

California Supreme Court Clarifies Commercial Disparagement Claims and Rules Insurer Has No Duty to Defend Where Complaint Does Not Allege Policyholder Specifically Disparaged Competitor’s Product
Insurance Coverage Advisory, Issue 99
Virginia L. White-Mahaffey, Deanna P. Cook

California Appellate Court Affirms Damages Resulting from Faulty Construction Not "Property Damage"
Insurance Coverage Advisory, Issue 98
Molly W. Poag, Jeremy B. Glen

California Supreme Court Clarifies Specificity Requirement for Disparagement Claims Under Advertising Injury Insurance
Insurance Coverage Advisory, Issue 97
Thomas M. Contois, John P. Swenson

Nevada Supreme Court Concludes Absolute Pollution and Indoor Air Quality Exclusions Do Not Bar Liability Coverage
Insurance Coverage Advisory, Issue 96
John O'Connor, Andrew J. Sloniewsky

Second Circuit Applies Texas Law And Holds Pollution Exclusion Bars Coverage For Fumes Emitted From Policyholder’s Product
Insurance Coverage Advisory, Issue 95
Christopher M. Dougherty, Ruth S. Kochenderfer

Eleventh Circuit Upholds Summary Judgment In Favor of Insurer That Denied Coverage on Late Notice Grounds
Insurance Coverage Advisory, Issue 94
Jon Neumann, Sarah Gordon 

Eighth Circuit Vacates Policyholder's Summary Judgment Based on the Pollution Exclusion
Insurance Coverage Advisory, Issue 93
Tara Goodwin

Federal Court Holds No Coverage Exists for Business Interruption Losses Resulting from Power Outage
Insurance Coverage Advisory, Issue 92
Virginia White-Mahaffey, Jessica Urban

Federal Court in South Carolina Denies Coverage for Water Damage under Plain Language of Contractor Limitation Endorsement
Insurance Coverage Advisory, Issue 91
John O'Connor, Leah M. Quadrino

Eleventh Circuit Declares that Exclusion Barring Coverage of “Junk” Fax Lawsuits Is Unambiguous and Not Against Public Policy
Insurance Coverage Advisory, Issue 90
Thomas M. Contois, Paul Janaskie

Eighth Circuit Holds that Interrelated Wrongful Acts Provision Limits Professional Liability Insurer’s Exposure to Single Per Claim Limit
Insurance Coverage Advisory, Issue 89
Ruth S. Kochenderfer, Jill C. Maguire

Eighth Circuit Holds Absolute Pollution Exclusion Precludes Carbon Monoxide Coverage
Insurance Coverage Advisory, Issue 88
Mary ("Molly") Woodson Poag, Natalya T. Seay

Texas District Court Holds That Policy Exclusion Relieves Insurer From Indemnifying Policyholder for $2 Million in Faulty Repairs
Insurance Coverage Advisory, Issue 87
Jon T. Neumann, Jason D. Sanders
March 21, 2014

Louisiana Federal District Court Holds that Insurer May Recover Advanced Funds from Policyholder if Coverage Later Found Not to Exist
Insurance Coverage Advisory, Issue 86
John R. Casciano, Catherine D. Cockerham
March 14, 2014

A “Violation of Statutes” Exclusion in Commercial General Liability Policies Relieved Insurer From Defending Lawsuit Alleging That Policyholder Illegally Used Customers’ Private Information
Insurance Coverage Advisory, Issue 85
Ruth S. Kochenderfer, Kevin Fincel
March 7, 2014

New York Court of Appeals Reverses Itself and Holds That Insurer’s Wrongful Failure to Defend Does Not Prohibit Raising Exclusions to Coverage
Insurance Coverage Advisory, Issue 84
Harry Lee, Jason Sanders
February 21, 2014

Fifth Circuit Analyzes “Ongoing Operations” and “Completed Operations” and Finds No Duty to Defend Under Additional Insured Endorsement
Insurance Coverage Advisory, Issue 83
Virginia L. White-Mahaffey, Molly Poag
February 14, 2014

Eighth Circuit Holds No Recovery Where Governing Law Does Not Permit the Claimant’s Underlying Cause of Action Against the Policyholder
Insurance Coverage Advisory, Issue 82
Tom Contois, Tara Goodwin
February 7, 2014

Texas Supreme Court Holds That Contractual Liability Exclusion Does Not Apply to Contractor’s Agreement to Perform Work in a Good and Workmanlike Manner
Insurance Coverage Advisory, Issue 81
John F. O'Connor, Erin E. Bradham
January 23, 2014

Connecticut Appellate Court Holds Settlement Negotiations Not a “Suit” Under CGL and Umbrella Policies
Insurance Coverage Advisory, Issue 80
John R. Casciano, Christopher M. Dougherty
January 17, 2014

Wisconsin Supreme Court Holds Asbestos Exclusion Bars Coverage for Lawsuit Alleging Failure to Disclose Presence of Asbestos
Insurance Coverage Advisory, Issue 79
Ruth S. Kochenderfer, Deanna P. Cook
January 7, 2014

Fourth Circuit Enforces Voluntary Payments and No-Action Clauses Under Maryland and Tennessee Law
Insurance Coverage Advisory, Issue 78
John F. O’Connor, Jeremy Glen
December 19, 2013 

Federal Court Addresses Allocation of Defense Costs
Insurance Coverage Advisory, Issue
77
Virginia L. White-Mahaffey,  Andrew Sloniewsky
December 13, 2013 

Federal Court in Georgia Finds No Coverage for Unauthorized Electronic Withdrawal of Funds
Insurance Coverage Advisory, Issue 76
Thomas M. Contois, John Swenson
December 10, 2013

New York State Trial Court Permits Asbestos Plaintiffs To Sue a Dissolved and Liquidated Corporation Through Service of Process Upon a Liability Insurer
Insurance Coverage Advisory, Issue 75
Harry Lee, Paul Janaskie
November 25, 2013

New York Appellate Court Affirms That Insurer Properly Notified Policyholder of Addition of Lead Exclusion and That Insurer Owes No Coverage for Underlying Lead Suit
Insurance Coverage Advisory, Issue 74
Virginia L. White-Mahaffey, Catherine D. Cockerham
November 15, 2013

Illinois Appellate Court Holds That an Insurer’s Duty to Indemnify Can Be Triggered Even Though the Insurer’s Duty to Defend Has Not Been Triggered
Insurance Coverage Advisory, Issue 73
Jon T. Neumann, Roy Litland
November 13, 2013

Federal Court Rules on Consequences of Insurer’s Alleged Change of Coverage Position Predicated on Post-Contracting Case Law
Insurance Coverage Advisory, Issue 72
John R. Casciano, Jessica Urban
November 1, 2013

Oklahoma Federal Court Holds Pollution Exclusions Bar Duty to Defend Pollution Claims for Transporting Oil and Gas Drilling Waste
Insurance Coverage Advisory, Issue 71
Ruth S. Kochenderfer, Leah Quadrino
October 25, 2013

Mississippi Court Finds That Noxious Gasses Emitted by Defective Drywall Are “Pollutants” For Purposes of Applying Total Pollution Exclusion
Insurance Coverage Advisory, Issue 70
John F. O'Connor, Theodore Nemeroff
October 18, 2013

California Court of Appeals Limits Bad Faith Failure to Settle Claims Against Insurers
Insurance Coverage Advisory, Issue 69
Thomas M. Contois, Jill Maguire
October 11, 2013

Louisiana Appellate Court Holds that Pollution Exclusions Bar Coverage for Pollution Caused by Oil and Gas Operations
Insurance Coverage Advisory, Issue 68
Ruth S. Kochenderfer, Kate Riggs
October 7, 2013

Alabama Supreme Court Decides Faulty Workmanship Does Not Constitute An Occurrence
Insurance Coverage Advisory, Issue 67
Harry Lee, Sarah Gordon
September 27, 2013

New Jersey Supreme Court Allows Contribution Claims for Defense Costs Against Co-Insurers
Insurance Coverage Advisory, Issue 66
Jon T. Neumann, Natalya T. Seay
September 23, 2013

Second Circuit Canvases Case Law, Upholds Pollution Exclusion
Insurance Coverage Advisory, Issue 65
Virginia L. White-Mahaffey, Jason Sanders
September 13, 2013

Eighth Circuit Holds Defense Obligation for Environmental Claim Barred by Statute of Limitations and Indemnity Obligation Barred by Owned Property Exclusion
Insurance Coverage Advisory, Issue 64
Ruth S. Kochenderfer, Savannah Marion
September 9, 2013

California Court Confirms Limitations on Right to Independent Counsel
Insurance Coverage Advisory, Issue 63
Harry Lee, Molly Poag
August 29, 2013

Pennsylvania Court Applies “Prior Publication” Exclusion to New Products That Continue Advertising Injuries Begun Before the Policy Period
Insurance Coverage Advisory, Issue 62
John R. Casciano, Theodore Nemeroff
August 23, 2013

New Jersey Appeals Court Holds That Pollution Exclusion Barred Coverage of Asbestos Cleanup Claim
Insurance Coverage Advisory, Issue 61
John F. O'Connor, Natalya Seay
August 16, 2013

California Supreme Court Allows Policyholders to Sue Insurers Under California’s Unfair Competition Law
Insurance Coverage Advisory, Issue 60
Thomas M. Contois, Erin E. Bradham
August 9, 2013

South Carolina Supreme Court Holds That Exclusions Preclude Coverage for Damage Caused By Defective Work
Insurance Coverage Advisory, Issue 59
John R. Casciano, Saad Gul
August 2, 2013

Allegedly False and Misleading Statements Did Not Give Rise to a Duty to Defend Under an Advertising Injury Policy Provision
Insurance Coverage Advisory, Issue 58
Virginia L. White-Mahaffey, Deanna P. Cook
July 26, 2013

Business Pursuits Exclusion in Homeowners Policy Relieved Insurer From Defending Defamation Lawsuit Arising From Statements Made By Insured in His Trade Publication
Insurance Coverage Advisory, Issue 57

Ruth S. Kochenderfer, Kevin Fincel
July 19, 2013

Pennsylvania Appellate Court Addresses Rules for Policyholder Settlements With Third Parties
Insurance Coverage Advisory, Issue 56
Harry Lee, Andrew J. Sloniewsky
July 12, 2013

Hawaii District Court Finds Faulty Workmanship Not An Occurrence Under CGL Policy In Construction Defect Case
Insurance Coverage Advisory, Issue 55
Hillary Coombs Jarvis, John Swenson
July 5, 2013

Second Circuit Rules That Transfer of Contaminated Fuel Oil Between Containers Does Not Give Rise to a “Pollution Condition”
Insurance Coverage Advisory, Issue 54
John F. O'Connor, Christopher M. Dougherty
June 28, 2013

Eighth Circuit Rules That the Absolute Pollution Exclusion Applies to the “Release” of Hazardous Lead Materials But Not to the “Distribution” of Hazardous Lead Materials as a Product
Insurance Coverage Advisory, Issue 53
Thomas M. Contois, Paul Janaskie
June 21, 2013

Second Circuit Confirms That Excess Policies Require Payment of Losses Covered By Underlying Policies Before Excess Policies Can Be Triggered
Insurance Coverage Advisory, Issue 52
John R. Casciano, Roy Litland
June 14, 2013

Minnesota Supreme Court Holds Absolute Pollution Exclusion Covers Carbon Monoxide
Insurance Coverage Advisory, Issue 51
Virginia L. White-Mahaffey, Molly Poag
June 7, 2013

California Appellate Court Affirms Stay Sought by Insurers in NFL Coverage Action for Brain-Injury Claims
Insurance Coverage Advisory, Issue 50
Ruth S. Kochenderfer, Jessica Urban
May 31, 2013

Missouri Federal Court Holds that Insurer Need Not Show Prejudice in Order to Prevail on a Late Notice Defense under a Claims Made Policy
Insurance Coverage Advisory, Issue 49
Harry Lee, Leah Quadrino
May 24, 2013

Alabama Supreme Court Affirms Summary Judgment in Favor of Insurer Where Policyholders Cannot Demonstrate that Faulty Workmanship Claims Constitute Occurrences Under Policy
Insurance Coverage Advisory, Issue 48
Hillary Coombs Jarvis, Jill Maguire
May 17, 2013

New York Court Rules That an Insurer May Reserve its Rights After Underlying Litigation Has Commenced
Insurance Coverage Advisory, Issue 47
John F. O'Connor, Theodore Nemeroff
May 10, 2013

Third Circuit Holds that Premises Exclusion Bars Coverage and Limits Application of Pacific Indemnity v. Linn
Insurance Coverage Advisory, Issue 46

Thomas M. Contois, Tara Goodwin
May 3, 2013

Endorsement Preemption: Eighth Circuit Says Forum Selection Endorsement Supersedes Policy's Arbitration Provision
Insurance Coverage Advisory, Issue 45
John R. Casciano, Kate M. Riggs
April 26, 2013

Fourth Circuit Ruling Affirms Decision to Award Recoupment of Defense Costs to D&O Liability Insurer
Insurance Coverage Advisory, Issue 44
Harry Lee
April 19, 2013

Two Cases Analyze Faulty Workmanship Claims Under CGL Policies, With Contrary Results
Insurance Coverage Advisory, Issue 43
Virginia L. White-Mahaffey, Erica L. Gerson
April 12, 2013

Seventh Circuit Requires Notice at Early Signs of Potential Suit Under “Claims Made” Policy

Insurance Coverage Advisory, Issue 42
Thomas M. Contois, Sarah Gordon 
April 5, 2013

Bacteria Exclusion Did Not Relieve Insurer From Duty to Indemnify and Defend Wrongful Death Claim Arising From Hotel Guest Contracting Legionnaires’ Disease
Insurance Coverage Advisory, Issue 41
Kevin Fincel, John O'Connor
March 29, 2013

Eleventh Circuit Approves Use Of Facts Outside The Underlying Complaint To Determine Duty to Defend
Insurance Coverage Advisory, Issue 40
John R. Casciano, Savannah E. Marion
March 22, 2013

Ohio Court of Appeals Holds that Paying Terrorist Groups Is Not an Occurrence
Insurance Coverage Advisory, Issue 39
Ruth S. Kochenderfer, Saad Gul
March 15, 2013

Colorado Supreme Court Refuses to Apply “Reasonable Expectations” Doctrine, Holds Pollution Exclusion Not Limited to “Traditional” Environmental Pollution Insurance
Insurance Coverage Advisory, Issue 38

Hillary Coombs Jarvis, Christopher M. Dougherty
March 8, 2013

New York Appellate Division Uses “Close Enough” Test to Unify Lead Paint Exposures to Different Claimants Nearly a Year Apart Under Single Occurrence Policy
Insurance Coverage Advisory, Issue 37
Harry Lee, John Swenson
March 1, 2013

Federal District Court Holds That Multiple Lawsuits Arising Out of Single Shipment of Defective Drywall Constitute One Occurrence
Insurance Coverage Advisory, Issue 36
Virginia L. White-Mahaffey, Leah Quadrino
February 22, 2013

Fourth Circuit Holds that Injuries to Numerous Surgical Patients
Arose from a Single Occurrence

Insurance Coverage Advisory, Issue 35
Thomas M. Contois, Paul Janaskie
February 15, 2013

California Court Applies Products Hazard/Completed Operations Hazard Aggregate Limits to Policyholder’s Asbestos Claims
Insurance Coverage Advisory, Issue 34
John F. O'Connor, Erica L. Gerson  
February 8, 2013

Eleventh Circuit Concludes that Exclusion In Title Insurance Policy for Conditions Known Before Policy Issuance Precluded Coverage for Failed Development Project
Insurance Coverage Advisory, Issue 33
John R. Casciano, Sarah Gordon  
February 1, 2013

First Circuit Applies Time-on-the-Risk Allocation and Holds that Owned Property Exclusion Bars Coverage for Air Pollution
Insurance Coverage Advisory, Issue 32
Ruth Kochenderfer, Jeremy Glen
January 25, 2013

Illinois Appellate Court Addresses Number of Occurrences in CGL Policy
Insurance Coverage Advisory, Issue 31
Hillary Coombs Jarvis, Tara Goodwin
January 18, 2013

Minnesota Federal Court Addresses Coverage in Food Recall Dispute
Insurance Coverage Advisory, Issue 30
Virginia L. White-Mahaffey, Andrew J. Sloniewsky
January 18, 2013

California Federal District Court Holds that an Insurer’s Defense and Indemnification of a Policyholder Do Not Foreclose All Bad-Faith Claims
Insurance Coverage Advisory, Issue 29
Harry Lee, Roy Litland
January 11, 2013

SDNY Denies Summary Judgment on the Basis of Collateral Setoff Provision
Insurance Coverage Advisory, Issue 28
Thomas M. Contois, Deanna P. Cook
December 21, 2012

New York Appellate Division Rules that Insured’s Awareness that Asbestos Could Cause Injury Was Not Sufficient to Bar Coverage Under the Expected or Intended Exclusion
Insurance Coverage Advisory, Issue 27
John F. O'Connor, John R. Casciano
December 14, 2012

Iowa Court of Appeals Decision Concludes that Certain AIA Contract Provisions Limit Insurers’ Ability to Bring Subrogation Claims
Insurance Coverage Advisory, Issue 26
Floyd Bienstock
December 7, 2012

Fifth Circuit Holds that Quoting Policy Language, without Supporting Factual Allegations, Does Not Trigger Duty to Defend
Insurance Coverage Advisory, Issue 25
Ruth S. Kochenderfer, Mark A. Black
November 30, 2012

Illinois Federal District Court Relies on Extrinsic Evidence to Rule that Insurer Has No Duty to Defend
Insurance Coverage Advisory, Issue 24
Hillary Coombs Jarvis, Catherine D. Cockerham
November 16, 2012

Eighth Circuit Weighs In on Split of Authority over Coverage of TCPA Claims under CGL Policy’s Advertising Injury Provision
Insurance Coverage Advisory, Issue 23
Harry Lee, Jessica Urban
November 9, 2012

Insurer Has No Duty to Defend Alleged Disparagement Claim Where Allegedly False Advertisement Addresses the Policyholder’s Own Products But Makes No Negative Reference to Competitor’s Product
Insurance Coverage Advisory, Issue 22
Leah Quadrino, John O'Connor
November 2, 2012

Rulings from the Eleventh Circuit and Eastern District of Michigan Affirm and Clarify Notice Obligations under Georgia and Michigan Law
Insurance Coverage Advisory, Issue 21
Harry Lee, Molly Poag 
October 26, 2012 

Texas Intermediate Appellate Court Holds that Trial Court Abused its Discretion in Refusing to Sever Bad Faith Claims
Insurance Coverage Advisory, Issue 20
Ruth S. Kochenderfer, Theodore Nemeroff
October 19, 2012

Insurer Not Entitled to Rescission Despite Law Firm Partner’s Material Misstatement on Renewal Application
Insurance Coverage Advisory, Issue 19
Virginia L. White-Mahaffey, Saad Gul
October 5, 2012

Federal District Court Rules that Common Interest Doctrine Protects Privileged Documents Shared with Third Parties during Bankruptcy Proceedings
Insurance Coverage Advisory, Issue 18
Hillary Coombs Jarvis, Roy Litland
September 28, 2012

Florida State Appellate Court Rules that An Appraisal Award Constitutes A “Favorable Resolution” for Purposes of Bringing A Bad Faith Claim
Insurance Coverage Advisory, Issue 17
Thomas M. Contois
September 21, 2012

New York Federal Court Rules that Advertising Injury Clauses in CGL Policies Do Not Provide Coverage for Antitrust Violations              
Insurance Coverage Advisory, Issue 16                                                                      
Antonia Ianniello, Andrew J. Sloniewsky                                                               
September 20, 2012

New York State Trial Court Rejects "All Sums" Allocation of Insurance Coverage
Insurance Coverage Advisory, Issue 15                                         
John F. O'Connor, Paul Janaskie                                                                               
September 14, 2012

Texas Court of Appeals Concludes that Insurer Has Duty to Defend Railroad In Suits Arising From Collision at Railway Crossing                        
Insurance Coverage Advisory, Issue 14
Thomas M. Contois, Sarah Gordon
September 7, 2012

Minnesota Supreme Court Rules that Insurer Must Advise Policyholder to Request an Arbitration Award that Allocates Between Covered and Noncovered Claims
Insurance Coverage Advisory, Issue 13
Ruth S. Kochenderfer, Tara Goodwin
August 31, 2012

The Latest Coverage War:  the NFL and Concussions
Insurance Coverage Advisory, Issue 12
Harry Lee, Jeremy Glen
August 23, 2012

Federal District Court Construes Meaning of “Waste” within Pollution Exclusion
Insurance Coverage Advisory, Issue 11
Virginia L. White-Mahaffey, Erica L. Gerson
August 17, 2012

California Insureds Can Stack Policies For Maximum Coverage of Long-Tail Claims
Insurance Coverage Advisory, Issue 10
Floyd Bienstock, Kevin Fincel
August 13, 2012

US District Court in New Jersey Rules that Insurers’ Reserve Amounts Are Off-Limits in Breach of Contract Case
Insurance Coverage Advisory, Issue 9
Hillary Coombs Jarvis, Jill Maguire
August 3, 2012

Tenth Circuit Rules that Widespread E. coli Outbreak Constitutes a Single Occurrence Under Liability Policies
Insurance Coverage Advisory, Issue 8
John F. O'Connor, Deanna P. Cook
July 26, 2012

Superior Court of New Jersey, Appellate Division, Rules that New Jersey Law Permits Action Against Previously Settled Insurer for Contribution to Underlying Defense Costs
Insurance Coverage Advisory, Issue 7
Thomas M. Contois, John R. Casciano
July 19, 2012

Fourth Circuit Rules That Foreign Relations Power Preempts State Law Precluding Arbitration In Insurance Contracts
Insurance Coverage Advisory, Issue 6
Virginia L. White-Mahaffey, Saad Gul
July 17, 2012

First Circuit Clarifies Application of “Reasonable Diligence” Coverage Trigger in Duty to Defend Context
Insurance Coverage Advisory, Issue 5
Ruth S. Kochenderfer, Catherine D. Cockerham
July 13, 2012

Fifth Circuit Clarifies Limitation on Policyholder’s Right to Independent Counsel When Insurer Agrees to Defend Under Reservation of Rights
Insurance Coverage Advisory, Issue 4
Floyd P. Bienstock, Mark A. Black
July 9, 2012

Georgia Supreme Court Holds That Insurers Denying Coverage May Not Reserve Right to Assert Additional Defenses
Insurance Coverage Advisory, Issue 3
Hillary Coombs Jarvis, Christopher M. Dougherty
July 2, 2012

Fifth Circuit Holds That Absence of Duty to Defend May Not Necessarily Preclude Duty to Indemnify
Insurance Coverage Advisory, Issue 2
Virginia L. White-Mahaffey, Saad Gul
June 22, 2012

New York’s Appellate Division Issues Pair of Decisions Concerning Insurers’ Duty to Timely Disclaim Coverage              
Insurance Coverage Advisory, Issue 1
John F. O'Connor
June 6, 2012