Zoe Osborne's practice focuses on cross-border financial crime and contentious regulatory investigations and litigation. She has represented numerous clients in investigations by the Serious Fraud Office (SFO) and the Financial Conduct Authority, as well as in internal investigations, and investigations and defense work before other agencies and regulators in the UK and worldwide. Zoe has a breadth of experience across sectors, jurisdictions and enforcement agencies, and is regularly involved in advising on crisis management issues, including cyber security.
Clients have sought Zoe's advice and counsel in matters involving allegations of bribery, fraud, money laundering, and other financial crimes. Most recently, she advised the Board of Serco in connection with a criminal investigation by the SFO into allegations of fraud and false accounting and negotiated only the fifth Deferred Prosecution Agreement in the UK.
Supplementing her deep skillfulness in investigations, Zoe brings a wealth of financial services contentious regulatory and compliance experience gained during secondments with Citigroup and Barclays and while in private practice. She has represented institutions and individuals in relation to regulatory issues including market abuse, systems and controls failings, and breaches of regulatory requirements. She also has undertaken investigations for financial institutions involving the wholesale foreign exchange market, credit default swaps, government bonds and sovereigns, supranationals, and agencies bonds (SSAs).
- Solicitor, England & Wales
- LPC, Nottingham Law School, 1999, with Commendation
- LL.B., University of Birmingham, 1998, Law with Honors
Areas of Work
White Collar Crime/Contentious Regulatory
- Represented the Board of Serco in relation to criminal investigations into fraud and accounting fraud, crisis management and risk process emerging from the scandal concerning the performance of electronic monitoring contracts for the UK government, including assisting Serco to investigate the issues, liaising with the UUK SFO and, ultimately, negotiating a deferred prosecution agreement (DPA).
- Represented a global investment bank in relation to the global criminal and regulatory investigations relating to the manipulation of LIBOR and the foreign exchange markets.
- Represented a corporate client in connection with investigations by the SFO, US Department of Justice (DOJ) and other law enforcement agencies related to bribery allegations.
- Represented a global investment bank in connection with criminal raids by HMRC and other global law enforcement agencies and the follow-on investigations.
- Represented a global public telecommunications company in connection with allegations of fraud.
- Represented a listed company in connection with allegations of fraud against hundreds of thousands of customers and investigations by Trading Standards and the SFO.
- Advised a major UK-incorporated financial institution on global financial sanctions and anti-money laundering regulations.
- Represented a major bank in investigations by regulators into potential violations of US financial sanctions.
- Represented the private equity arm of a multinational financial institution on financial crimes issues, including drafting amendments to its anti-money laundering, sanctions, and anti-bribery policies.
- Represented a global news organization in connection with civil claims arising out of a criminal prosecution.
- Represented a multinational investment bank in proceedings in Jersey related to breach of trust.
News & Publications
December 10, 2019
October 17, 2019
October 8, 2019
Chambers UK, Financial Crime: Corporates in London (Firms) (2020)
Legal 500 UK, "Next-Generation Partner," Regulatory Investigations and Corporate Crime (2019)
The Fraud Lawyers Association